An 1897 Victorian Waterfront Home in Monticello Listed at $500,000

A Turret, Wraparound Porch, and Wood Staircase at 305 S Bluff Street

A round turret with a pointed roof rises above the wraparound porch at 305 S Bluff St in Monticello, Indiana, an 1897 home currently listed at $500,000.

Although the supplied Realtor.com page displays an older off-market record, the matching address and parcel appear in an active October 13 listing under MLS 202642383.

The photographs show decorative gable trim, contrasting exterior colors, and substantial porch piers, while the listing records 0.7 acres, waterfront access, a dock, and a covered boat lift.

The exact shoreline measurement needs clarification because the current description states 100 feet, while its detailed property fields show 125 feet.

The entrance photograph shows a turning wood staircase, substantial newel posts, hardwood flooring, and a decorative leaded-glass window.

The agent identifies original woodwork, and the documented accommodation includes five bedrooms, three full bathrooms, one half bathroom, and 3,288 finished square feet.

A detached two-car garage provides additional storage, while the older property record describes an unfinished basement.

No specific repair list accompanies the current description, so the condition of the roof, foundation, mechanical systems, and waterfront structures remains unconfirmed.

Someone seeking substantial older architectural details alongside waterfront space could appreciate this combination, with inspections and confirmation of shoreline boundaries helping establish what ownership would involve.

Property Details

πŸ’° Asking price: $500,000
πŸ“ Location: 305 S Bluff St, Monticello, IN 47960
πŸ›οΈ Bedrooms: 5
πŸ› Bathrooms: 4 total β€” 3 full and 1 half
πŸ“ Interior size: 3,288 finished sq ft
🌳 Lot size: 0.7 acres
πŸ—οΈ Year built: 1897


🏠 Property type: Single-family, site-built home; described as Victorian
πŸ”Ž Listing status: Active under MLS 202642383, checked October 15, 2026
πŸš— Parking / garage: Detached two-car garage
πŸ”₯ Fireplaces: Living/great-room fireplace listed
🧱 Basement: Unfinished according to the older property record
🌊 Waterfront: Dock and covered boat lift; conflicting frontage figures of 100 and 125 feet
πŸ”§ Disclosed condition / work needed: Specific repairs not provided in the current listing

Sources: Current Movoto listing, MLS 202642383 and Realtor.com property record; asking price and displayed status checked October 15, 2026.